The bankers gain on a sum due 3 years hence at 12% per annum is Rs. 360. The bankers discount is:
BG = Rs. 360
T = 3 years
R = 12%
$TD =\dfrac{BG\times 100}{TR}$
$= \dfrac{360 \times 100}{3 \times 12} = Rs. 1000$
BG = BD - TD
=> BD = BG + TD = 360 + 1000 = Rs. 1360
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